The immigration law requires you to take out a health insurance during your stay in Italy.
If you take out a private insurance in your country, please remember that, in order to be valid in Italy for obtaining the residence permit, it needs to have the following requirements: it has to be valid in the Schengen Area, it has to be taken out in the holder’s name (in western characters), state the exact coverage period and the type of coverage for the medical expenses, must have € 30.000 ceiling (expressed/converted in Euros), it has to be written in Italian (or in English, French, Spanish).
The whole document has to be endorsed and stamped by the Italian Embassy/Consulate in your country.
As an alternative, once in Italy you can take out the INA-Assitalia Insurance making the payment on the company’s account by means of a paying-in slip (c/c n. 71270003 to “Le Assicurazioni d’Italia”) at the post office. At present, the price is € 49 ( quarantanove) for a 6-month coverage and 98 Euros ( novantotto) for a 1- year coverage. This insurance only covers urgent medical assistance (surgery and accidents) in the Emergency Room ( Pronto Soccorso) of any hospital.
You are strongly advised to request a copy of the INA-Assitalia health insurance contract.
For further information contact the Foreign Citizens Services Unit.
Otherwise, upon the arrival, it is possible to subscribe to the Italian National Health Service (Servizio Sanitario Nazionale - S.S.N.). At present the price for students is € 149,77 a year; the payment is valid for a calendar year, that is, until the 31st of December of the year when the payment has been made. In order to subscribe, first you have to pay € 149,77 at any post office, by filling in the F24 form (MODELLO F24). After submitting your residence permit application, you have to go to the A.S.L. office in the area where you live (A.S.L. are the local administrative and operative facilities of the National Health Service) and apply for the subscription, bringing along: your passport, the residence permit receipt, the paying-in slip receipt for MODELLO F24.
The public coverage provided by the National Health Service (Servizio Sanitario Nazionale) provides full health assistance - including the possibility to choose a family doctor. In the Italian health system, the family doctor gives general or 1st level health assistance, i.e., health care outside the hospital, hence including medical treatment in case of ordinary diseases or no-emergency health problems, and prescribes medicines and tests.
IMPORTANT: before paying the F24 form you are suggested to ask for details to the Foreign Citizens Services Unit.
Lastly, those who have a document proving their right to health assistance on the basis of treaties and bilateral agreements signed by Italy and one’s own Country, which has been issued by the Italian Embassy/Consulate in their Country, can show this document to make use of the health services stated in the agreement. For more information, it is necessary to apply to the A.S.L. in the area of domicile.
Students from the European Union member countries, who upon the arrival have the TEAM card or the E106 Form (statement of the original European Health Card issued by their country), can have access to the same services as the Italian citizens, offered by the Italian National Health Service (SSN).
The assistance of a family doctor is guaranteed if you have an ID card (identity card) and the original European Health Card (TEAM) or a substitutive statement (Modello E106). In this case it is possible to go directly to a family doctor affiliated with the National Health Service, both for health problems and/or to ask for medical prescriptions. The ASL (Local Health Authority) will request the reimbursement to the competent foreign institution, according to the rules of the National Health Service of the country of provenance of the student.
For more information, it is necessary to apply at the A.S.L. in the area of domicile.
The list of doctors is available at any A.S.L. or at any Chemist’s.
You can have more detailed information concerning the health service at the Foreign Citizens Service Unit: email@example.com